Question 1

How much time will it take to secure financing?

Accepted Answer

Every situation is unique, but our process is designed for maximum efficiency. From initial consultation to pre-approval, most clients receive a decision within 3–5 business days. We actively expedite applications, continuously monitoring lenders' turnaround times to ensure we secure your financing as swiftly as possible. Complex applications (commercial, SMSF) may take slightly longer, but we keep you informed every step of the way.

Question 2

How do you keep me informed about my application?

Accepted Answer

Transparency is a core value at All Round Finance Brokers. From day one, you receive regular updates via your preferred channel — phone, email, or SMS. You'll be assigned a dedicated contact point who knows your file inside out and can answer any questions at any time. We also provide milestone notifications so you always know exactly where your application stands.

Question 3

What if I don't understand the financing options?

Accepted Answer

That's exactly why we exist! Unlike going directly to a bank, our role is to educate and empower you. We break down the pros, cons, and nuances of each product in plain English — no jargon, no pressure. We use visual comparison tools and worked examples so you can see exactly how each option affects your repayments, total cost, and financial goals.

Question 4

Is there a fee for using your services?

Accepted Answer

In most cases, our service comes at absolutely no direct cost to you. We receive a commission from the lender when your loan settles — this means our incentive is aligned with yours: getting you the best deal possible. In the rare situation where a fee applies (such as complex commercial transactions), we will always discuss this upfront before proceeding. Full transparency, always.

Question 5

Can you help with refinancing my existing loan?

Accepted Answer

Absolutely — refinancing is one of our specialities! We review your current loan terms, compare them against hundreds of products from 50+ lenders, and identify potential savings. Many clients save $3,000–$5,000 per year simply by switching. We handle the entire process including break-fee analysis, cashback deal sourcing, and seamless settlement coordination.

Question 6

Do you service clients outside Victoria?

Accepted Answer

Yes! While our head office is based in Bundoora, Victoria, we proudly serve clients across all Australian states and territories. Our digital-first approach means we can conduct consultations via video call, phone, or email — making expert finance advice accessible no matter where you are in Australia.

Question 7

What types of loans can you help with?

Accepted Answer

We cover the full spectrum of finance: home loans (owner-occupier & investment), refinancing, first home buyer packages, construction loans, commercial & business finance, car loans, equipment finance, and SMSF lending. If it involves a loan, chances are we can help — and if it's outside our expertise, we'll connect you with a trusted specialist.

Question 8

How is a mortgage broker different from a bank?

Accepted Answer

A bank only offers their own products — typically 5-10 options. As independent brokers, we compare products from 50+ lenders including major banks, credit unions, and specialist lenders. This means you get access to hundreds of loan products, competitive rates you might never find on your own, and an advocate who negotiates on your behalf. Our loyalty is to you, not any single lender.

Question 9

Are there any hidden costs I should know about?

Accepted Answer

None whatsoever. We practice complete fee transparency. Before you commit to anything, we provide a full breakdown of all costs including lender fees, government charges, and any applicable third-party costs. There are no surprise fees, no hidden charges, and no fine print. If a cost exists, you'll know about it upfront.

Question 10

What documents do I need to bring to my first meeting?

Accepted Answer

For your initial consultation, we typically need: recent payslips (last 2-3), bank statements (last 3 months), ID documents (driver's licence + passport), details of existing debts, and a rough idea of your goals. Don't worry if you're missing something — we'll guide you through exactly what's needed for your specific situation during our first chat.

Question 11

Can you help first home buyers with government grants?

Accepted Answer

Absolutely! We specialise in helping first home buyers navigate all available government incentives including the First Home Owner Grant (FHOG), stamp duty concessions, the Home Guarantee Scheme, and First Home Super Saver Scheme. We ensure you don't miss any eligible benefits and structure your application to maximise your advantages.

Question 12

How do I get started with All Round Finance Brokers?

Accepted Answer

Getting started is easy and completely free! Simply click 'Get a Free Assessment' on our website, call us on 0406 998 941, or send us an email. We'll schedule a no-obligation consultation at a time that suits you — in person, over the phone, or via video call. From there, we'll map out your options and create a clear plan of action.

The answers,
plainly.

Questions, properly answered.

How much time will it take to secure financing?

How do you keep me informed about my application?

What if I don't understand the financing options?

Is there a fee for using your services?

Can you help with refinancing my existing loan?

Do you service clients outside Victoria?

What types of loans can you help with?

How is a mortgage broker different from a bank?

Are there any hidden costs I should know about?

What documents do I need to bring to my first meeting?

Can you help first home buyers with government grants?

How do I get started with All Round Finance Brokers?

Can't find your answer?

Why trust our answers

Browse by topic.

Home Loans

Refinancing

First Home

Calculators

Still have a question?

The answers,plainly.

Questions, properly answered.

How much time will it take to secure financing?

How do you keep me informed about my application?

What if I don't understand the financing options?

Is there a fee for using your services?

Can you help with refinancing my existing loan?

Do you service clients outside Victoria?

What types of loans can you help with?

How is a mortgage broker different from a bank?

Are there any hidden costs I should know about?

What documents do I need to bring to my first meeting?

Can you help first home buyers with government grants?

How do I get started with All Round Finance Brokers?

Can't find your answer?

Why trust our answers

Browse by topic.

Home Loans

Refinancing

First Home

Calculators

Still have a question?

The answers,
plainly.